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“ARISING OUT OF”

Rowe v. State Mut. Ins. Co., 2025 Me. LEXIS 89 (Me., Sept. 23, 2025)

Maine Supreme Court, in the premises liability context, holds that an exclusion in a mobile homeowners policy for injury or damage “arising out of a premises . . . that is not an ‘insured location’” precluded coverage for underlying negligent failure-to-warn claims. The court looked to authority from a workers  compensation case, where it stated that “the term ‘arising out of ‘employment means that there must be some causal connection between the conditions under ... Continue Reading

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