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Thomas M. Pinney Partner

Chair, Financial Restructuring and Bankruptcy Group
Philadelphia, PA | Direct 215.864.6371Fax 215.789.6671
pinneyt@whiteandwilliams.com
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Tom has more than 25 years of experience representing lenders and borrowers in loan originations (including the origination, purchase and sale of structured finance products, mezzanine and "second lien" loans), foreclosures and collection matters in state and federal courts, out-of-court workouts and bankruptcy litigation. He has represented mortgagees in more than 200 real estate foreclosure actions in state and federal courts.

Tom’s extensive experience in drafting and negotiating loan documents provides him with significant insight into the actual enforcement of the documents, whether in or out of court. Conversely, his experience in litigating collection and bankruptcy matters provides him with a unique perspective when negotiating and drafting transactional documentation because he has a firsthand understanding of the rigors of enforcement.

Tom represents his clients with a practical and pragmatic approach to achieve a more efficient resolution of their matters. 

Representative Matters

  • Represented the lender in the UCC foreclosure of $25 million mezzanine loan related to a commercial office building
  • Represented lender in a $5 million loan secured by a second lien on assets of a manufacturing company
  • Represented a national bank, as servicer, in obtaining relief from the automatic stay in two jurisdictions, ultimately receiving a 362(d)(4) bar order with respect to the underlying property
  • Represented a national bank, as servicer, in the foreclosure of a portfolio of multi-family properties in Boston, MA, including the defense of condemnation and receivership actions brought by the Boston Inspectional Services Division
  • Represented a national bank, as servicer, in the foreclosure of a multi-family property in Worcester, MA, including the successful defense of a lender liability action brought by the borrower
  • Represented the lender in the out-of-court resolution of a $130 million mortgage loan secured by twenty-nine commercial office buildings located in three counties in suburban Philadelphia
  • Represented the purchaser in the purchase of a $60 million portfolio of consumer energy efficiency loans
  • Represented the lender in the resolution of a $70 million mortgage loan secured by six industrial properties in three states through a federal foreclosure and receivership
  • Represented Guest-Tek Interactive Entertainment Ltd. in its acquisition of the assets of iBAHN International Inc. through a sale under Section 363 of the Bankruptcy Code
  • Represented an investor in the purchase of a $50 million portfolio of “peer to peer” originated consumer loans
  • Represented a developer in the refinance of a multi-family property including $27 million mortgage loan and a $4 million "preferred equity" component
  • Represented a developer in the restructuring and refinancing of a portfolio of multi- family and mixed use properties and partially developed land
  • Represented a lender in the sale of a $135 million portfolio of performing and non-performing loans
  • Represented the Agent in the restructure of a syndicated $202 million defaulted construction loan with a $35 million mezzanine component
  • Represented the Agent in the out-of-court resolution of a syndicated $45 million defaulted mortgage loan secured by partially improved land
  • Represented the lender in the foreclosure and sale of six operating continuing care facilities through a state court receivership
  • Represented the Agent in the resolution and sale of a syndicated $46 million defaulted construction loan with a $4 million mezzanine component
  • Represented an international consulting and manufacturing company as the borrower in a $250 million syndicated credit facility
  • Represented a judgment creditor in the foreclosure and sale of pharmaceutical patents
  • Represented a judgment creditor in the foreclosure and sale of aircraft engines
  • Represented the lender in the origination of a multi-borrower working capital and term loan financing secured by manufacturing facilities in three states
  • Represented the borrower in the origination of a $50 million credit facility secured by retail auto finance contracts
  • Represented the credit enhancer in the structuring and origination of a $150 million export secured term loan facility

Bar and Court Admissions

Pennsylvania

New Jersey

Education

University of Dayton School of Law, JD, magna cum laude, 1989

Ohio University, BA, with honors, 1986 

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