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Andrew Hamelsky Discusses Disability Insurance and the Possible Effects of COVID-19

The Philadelphia Inquirer
March 3, 2021

Andrew Hamelsky, Chair of the Life, Health, Disability and ERISA Group, was interviewed by The Philadelphia Inquirer to discuss how the pandemic could put even more pressure on Social Security and Medicare, two financially challenged federal programs that provide retirement and medical benefits to older and disabled Americans.

Over the last year, COVID-19 has been especially devastating for people of retirement age. As of mid-February, those 65 and over accounted for 81% of the pandemic’s deaths in the United States. More than 373,000 older adults succumbed to the new virus, according to the U.S. Centers for Disease Control and Prevention.

Lawyers said they are hearing now from a small number of COVID-19 survivors who are contemplating disability. Andy specifically noted he has seen some private disability insurance claims related to disabling fear of returning to work.

“It’s really an anxiety claim,” he said. It remains to be seen how courts will handle such claims once vaccination is widely available.

Read the full article in The Philadelphia Inquirer.

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