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Large Loss Property Subrogation

Our lawyers practice throughout the United States and routinely investigate and litigate large losses, including warehouse fires, manufacturing plant fires, apartment and condominium complex fires, lumber mill fires and residential house fires. We also regularly handle losses involving building collapses, construction defects, equipment failures, flooding, water main breaks, gas leaks, windstorms, fire suppression failures and plumbing system failures.

Our lawyers have extensive experience working with insurers, third-party administrators, self-insureds and a nationwide network of highly-qualified investigators and forensic consultants. We quickly and efficiently develop liability theories and evaluate potential recovery impediments, allowing our clients to make educated and cost-effective decisions related to the pursuit of responsible third parties.

White and Williams is a recognized leader in the subrogation industry and our lawyers are active members of the National Association of Subrogation Professionals, where they frequently lecture at the organization’s conferences and publish in Subrogator magazine. Our lawyers are also active in other insurance-related groups, including PLRB, CLM, and the Loss Executives Association. As leaders in the subrogation industry, our lawyers have unique insights into all aspects of subrogation and have made significant recoveries for our clients on matters that other subrogation firms closed or rejected.

Our large loss property subrogation clients have the added advantage of access, where needed, to over 200 other lawyers in the firm that specialize in environmental law, bankruptcy law, cyber law and class action litigation. These lawyers become part of the litigation team when a loss requires specialized expertise in one of those fields.

Representative Matters

  • Litigated a $35 million subrogation claim arising from apartment complex fire in Pennsylvania
  • Litigated a $15 million loss involving a fire which destroyed a residence in Maryland while working closely with counsel who filed two wrongful death lawsuits arising from the fire
  • Litigating a $13 million subrogation claim arising from a fire at a historical landmark in Binghamton, New York
  • Litigated a $9 million subrogation claim arising from fire in 36,000 square foot mansion in New Jersey
  • Litigated an $8 million matter involving a commercial warehouse fire in Virginia
  • Litigated an $8 million subrogation claim arising from grain storage silo fire in Ohio
  • Litigated a $7.5 million subrogation claim arising from county-owned historic building fire in New Jersey
  • Litigated a $6 million subrogation claim arising from dining hall fire at summer camp in Maine
  • Litigated a $5.5 million subrogation claim arising from a fire at a cold storage warehouse facility fire in New Jersey
  • Litigated a $2.5 million subrogation claim arising from a transformer fire in New York
  • Litigated a $3.5 million subrogation claim arising from house fire in Connecticut
  • Representing several insurance company clients in $3 million subrogation claim in case pertaining to an electrical fire in New Jersey
  • Litigated a $2.7 million subrogation claim arising from chimney fire in Georgia
  • Litigated a $2.6 million subrogation claim arising from building fire in New York
  • Litigated a $2.5 million subrogation claim arising from mill fire in Michigan
  • Litigated a $2.5 million subrogation claim arising from restaurant fire in Massachusetts
  • Represented insurance carrier in a $2.5 million subrogation action involving a transformer fire in New York
  • Litigated a $2.1 million subrogation claim arising from warehouse fire in Wisconsin
  • Litigated a $2 million subrogation claim arising from warehouse fire in New Jersey
  • Litigated and settled a multi-million dollar fire loss in Maine involving a deficiently serviced oil furnace
  • Litigating a $1.75 million subrogation claim involving fire and water damage at a hotel in Virginia
  • Litigated a $1.5 million subrogation claim arising from jewelry store burglary in Texas
  • Litigated a $1.3 million subrogation claim arising from roof fire in the District of Columbia
  • Litigated a $1.3 million subrogation claim arising from building fire in Connecticut
  • Litigating a $1.25 million subrogation claim involving fire damage to a multi-unit residential property in Pennsylvania
  • Litigated a $1.2 million subrogation claim arising from fast food restaurant fire in California
  • Litigated a $1.1 million subrogation claim arising from diesel generator fire in Pennsylvania
  • Represented insurance carrier in a $1 million subrogation action involving a catastrophic fire at a commercial complex in Pennsylvania
  • Litigated a $1 million subrogation claim arising from boardwalk fire in Maryland
  • Litigated a $1 million subrogation claim arising from a fire in a convenience store and failure of a suppression system in Maryland 
  • Litigating a $1 million subrogation claim involving water and asbestos damage in a condominium building in New York
  • Litigated a $950,000 subrogation loss arising from ventilation fan fire in Pennsylvania
  • Obtained a $750,000 recovery for the insurer of a warehouse owner where the careless conduct of a tenant caused a fire in Miami, Florida
  • Recovered in excess of $600,000 for a residential fire loss against a fireplace installer who improperly installed a flue pipe without proper clearances
  • Litigated a $600,000 subrogation claim arising from house fire caused by improper installation of Corrugated Stainless Steel Tubing (CSST)
  • Litigated a $520,000 subrogation claim arising from a warehouse fire in Pennsylvania
  • Litigated a $400,000 subrogation claim involving property damage from a vehicle crash in Massachusetts
  • Obtained a jury verdict of $300,000 for a subrogation claim arising from a fire inside a commercial structure in Pennsylvania
  • Litigated issues related to the enforcement of subrogation waiver, limitation of liability and consequential damages clauses in a complex case against an alarm company that included both property damage and wrongful death claims
  • Litigated a case against a fire suppression contractor whose suppression system failed, resulting in the insured’s restaurant being destroyed by a fire
  • Represented insurer and insureds in negligence and breach of contract action in warehouse fire in New Jersey
  • Represented insurance carrier and an energy corporation in a complex negligence and breach of contract action involving an extensive fire in an oil well facility in Carrollton, Ohio
  • Litigating a subrogation claim in Illinois against a large electric utility involving a fire caused by the failure of high-voltage equipment
  • Litigated a subrogation claim in Maine involving a fire caused by spontaneous combustion of fabrics that had been saturated with a variety of massage oils
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