Thomas M. Pinney Partner

Chair, Financial Restructuring and Bankruptcy Group
Philadelphia, PA | Direct 215.864.6371 | Fax 215.789.6671
 | pinneyt@whiteandwilliams.com
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Tom has more than 25 years of experience representing lenders and borrowers in loan originations (including the origination, purchase and sale of structured finance products, mezzanine and "second lien" loans), foreclosures and collection matters in state and federal courts, out-of-court workouts and bankruptcy litigation. He has represented mortgagees in more than 175 real estate foreclosure actions in state and federal courts.

Tom’s extensive experience in drafting and negotiating loan documents provides him with significant insight into the actual enforcement of the documents, whether in or out of court, should the need exist. Conversely, his experience in litigating collection and bankruptcy matters provides him with a unique perspective when negotiating and drafting transactional documentation.

Representative Matters

  • Represented Guest-Tek in its acquisition of the assets of BAHN through a sale under Section 363 of the Bankruptcy Code
  • Represented a developer in the restructuring and refinancing of a portfolio of family housing and particularly developed land
  • Represented the Agent in the restructure of a syndicated $202 million defaulted construction loan with a $35 million mezzanine component
  • Represented the Agent in the out-of-court resolution of a syndicated $45 million defaulted mortgage loan secured by partially improved land
  • Represented the lender in the foreclosure and sale of six continuing care facilities through a state court receivership
  • Represented the Agent in the resolution and sale of a syndicated $46 million defaulted construction loan with a $4 million mezzanine component
  • Represented an international consulting and manufacturing company as the borrower in a $250 million syndicated credit facility
  • Represented a judgment creditor in the foreclosure and sale of pharmaceutical patents
  • Represented the lender in the origination of a multi-borrower working capital and term loan financing secured by manufacturing facilities in three states
  • Represented the borrower in the origination of a $50 million credit facility secured by retail auto finance contracts
  • Represented the credit enhancer in the structuring and origination of a $150 million export secured term loan facility

Events

Bar and Court Admissions

Pennsylvania

New Jersey

Education

University of Dayton School of Law, JD, magna cum laude, 1989

Ohio University, BA, with honors, 1986