White and Williams lawyers have over twenty-five years of combined experience in representing lenders in the financing of the acquisition, development and construction of resort projects in numerous locations throughout the United States.  These transactions also involve receivables loan financing or purchases of consumer loans extended to timeshare owners, fractional interest owners or condominium owners in resort projects.  Often times these transactions involve the financing of amenities related to the resort projects, such as golf courses, swimming pools and clubhouses, along with the development of residential lots surrounding the resort projects.  White and Williams lawyers have handled resort financing transactions in Hawaii, California, Colorado, Nevada, Florida, South Carolina, Arkansas, Virginia, Maryland, Massachusetts, Rhode Island and Pennsylvania.

This practice niche requires expertise in numerous areas, including the following:

• Land use requirements and compliance
• Consumer loan regulations
• Interstate land sales regulations
• Construction and development issues
• Project manager, loan servicing and lockbox arrangements
• Timeshare exchange agreements
• Title insurance coverage issues
• Condominium and timeshare disclosures, statutes and regulations

White and Williams LLP is a member of the American Resort Development Association and has developed a working relationship with local counsel in many resort destination locations to assist in local law matters.